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As a financial advisor and owner of Kennedy Financial Network, it's my goal to not only manage your investments and guide your financial path, it's my goal to help you maximize your financial potential so that you can live your best life. We do that by illuminating and engendering good financial habits as a whole. Each month we'll explore a theme that will highlight important topics that will hopefully broaden your knowledge and sense of mastery so that day-to-day decisions contribute in big and small ways to your success. If there's a topic you'd like to see covered, don't hesitate to make a request. If you'd find it interesting and valuable, surely someone else will too! 

Friday, April 19, 2024

If you currently volunteer your time and talent, congratulations! If you’ve been thinking about volunteering for a cause or organization that you’re passionate about, this may be a great time to give back...

Wednesday, April 10, 2024

For those of us who are driven to make a difference in the world, charitable giving is often one of the paths we take to make it happen...

Thursday, April 4, 2024

Now that you’re approaching retirement, your kids are most likely grown, with financial plans and pressures of their own. You may be reluctant to burden them with more information and decisions, but...

Tuesday, March 19, 2024

There's nothing I love more than a good belly laugh. And I probably shouldn't say this out loud, but...

Tuesday, March 12, 2024

Housing is an expense most retirees can expect to pay for the duration of their life in retirement, along with other essential expenses, such as food, clothing, healthcare, transportation, and taxes. Whether you own or rent, housing can...

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Friday, March 8, 2024

International Women's Day is a global day celebrating the social, economic, cultural and political achievements of women - while also marking a call to action for accelerating gender equality...

Monday, February 26, 2024

Taking care of your heart is important at any age, but especially as you grow older. That’s because your heart is a muscle, and like other muscles it can weaken over time. When that happens, it becomes harder to pump oxygen-rich blood...

Tuesday, February 20, 2024

Taxes have a direct impact on the amount of money you keep, which is especially important for taxpayers in or nearing retirement. Keeping more money working for you begins with understanding the tax-savings opportunities available to you...

Thursday, February 1, 2024

In celebration of the achievements of Black Americans and their integral role in our nation’s history, here are eight Black wealth builders we believe should be remembered. These individuals deserve recognition for their contributions to...

Monday, January 15, 2024

The third Monday of January is Martin Luther King Jr. Day; a day to honor and remember the courage, vision, and achievements of one of the greatest Americans. We have indeed come a long way thanks to Dr. King and the movement he led...

Tuesday, January 9, 2024

Gone are the days when subscriptions were limited to newspapers, gym memberships, and cable TV. Today, subscription-based services permeate every aspect of American life, from travel, entertainment, and leisure, to healthcare, groceries...

Tuesday, December 12, 2023

Year-end deadlines are fast approaching for many strategies that can help keep a lid on taxes. To help ensure you’re not paying more than your fair share, take a moment to review the checklist below...

Friday, December 1, 2023

For many people, the holiday season is a time for travel, celebrations, and opportunities to connect with family and friends. Yet, all that activity, festivity, and spending over a relatively short period of time can take a toll on your...

Monday, November 20, 2023

A recent retirement study reported significant differences in savings rates by gender. Among its findings: The average 401(k) account balance for men is 50% greater than that of women, and nearly half of female workers may not be...

Wednesday, November 1, 2023

National Adoption Month, observed throughout November, holds a special place in my heart, as I am an adoptive parent to two of my children...

Tuesday, October 17, 2023

This blog post features two topics. First, the IRS has delayed the start of a new rule that addresses high earners who still participate in payroll deduction through 401(k) plans... In other news, research shows that reading is...

Monday, October 2, 2023

October marks a significant time for recognizing and appreciating the contributions of individuals with disabilities in the workforce. National Disability Employment Awareness Month (NDEAM) is a dedicated period to celebrate the skills...

Tuesday, September 12, 2023

Navigating the Medicare maze can be daunting. With so many plans and options to choose among, it can be hard to determine if you have the right coverage at the right price until you actually begin to use those benefits...

Tuesday, September 5, 2023

Retirement is a goal that just about everyone strives toward. Yet, as we approach this destination, it can be fraught with many questions and a healthy dose of apprehension. It's understandable. Leaving a regular paycheck behind can be...

Tuesday, August 8, 2023

Downsizing can be a great way for empty nesters to reduce overall housing costs and free up cash in retirement. Less square footage can mean lower utility bills, maintenance costs, and in many cases, property taxes. However, whether down...

Wednesday, August 2, 2023

Schools across the nation are getting back to business in the coming days and weeks. For parents, grandparents, and guardians, “back to school” often includes an outlay of cash. There are computers to upgrade, after-school activities to...

Tuesday, July 18, 2023

The importance of saving for retirement isn’t often taught in school. People tend to focus on more tangible goals to save for, like a first car or a house, and put off saving for retirement for as long as possible. What some...

Thursday, July 13, 2023

Managing spending is critical for maintaining the lifestyle you desire in retirement. Over time, your expenses may change as your lifestyle needs evolve. So, if you spend more than you initially planned in the early years...

Tuesday, June 13, 2023

While retirees have vastly different ideas about how they will spend their golden years, nearly all share a single goal: to maintain their desired standard of living throughout retirement. Yet, circumstances and events, such as...

Thursday, June 1, 2023

Pride Month is here! All month long, people across the country are planning parades, events, and other community gatherings to celebrate the LGBTQ+ community. For members of the LGBTQ+ community, there may be specific financial consider...

Wednesday, May 10, 2023

According to a Joint Economic Committee report, over the past two decades, the number of workers age 55 and over has nearly doubled, increasing from 13% in 2000 to 23% in 2021. Whether you’re considering going back to work...

Tuesday, May 2, 2023

May is Asian American and Pacific Islander Heritage Month. America owes much to Asian American and Pacific Islander citizens. Here are seven of the leaders, artists, scientists, and athletes of AAPI heritage I would like to recognize...

Saturday, April 22, 2023

April 22nd is Earth Day. It's a day about awareness and appreciation of Earth and its resources; a day to celebrate our beautiful planet, enjoy nature, and make a conscious effort to help protect our environment...

Wednesday, April 12, 2023

A reported $84.4 trillion in U.S. household wealth is expected to transfer over the next 20 years. Baby boomers alone are anticipated to shift an estimated $53 trillion—representing 63% of all wealth transfers...

Friday, March 31, 2023

As Women's History Month comes to an end, I wanted to take time to recognize the remarkable contributions of women throughout history. This year's theme is "Celebrating Women Who Tell Our Stories". I am honored to share a few examples...

Monday, February 27, 2023

In the midst of tumultuous markets, there's one word that comes to the forefront with many investors: FEAR. While no one can predict the future (financial or otherwise), it’s important to create...

Tuesday, January 24, 2023

In December 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and to access the funds when you need them. Here is a summary of the changes...

Tuesday, November 29, 2022

If you’re a woman over 40 and thinking about divorce, you’re not alone. The divorce rate for adults between the ages of 40 and 49 has risen 14% since the 1990s. Middle age can be a tumultuous time for marriages. This is a period when...

Thursday, October 27, 2022

No one plans on being stressed out, but with our busy lives, it happens. Whether you have high demands at work, at school, or at home, we can all benefit from a healthy way to deal with the stress...

Wednesday, August 24, 2022

The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, here are three key areas where you may benefit...

Friday, July 22, 2022

Market dips aren't fun for anyone. In fact, they stink. However, as a long-term investor (time horizon greater than 5 years), it is very important to consider market movements in historical context.  Here is information that might...

Wednesday, June 22, 2022

NM House Bill 163 will keep more money in the pockets of New Mexicans, including exempting social security income from taxation and cutting the state’s gross receipts tax...

Thursday, May 26, 2022

Many individuals who leave their jobs are faced with decisions about what to do with their 401(k) accounts. What are your options? Are there advantages/disadvantages? How about tax consequences? These are all important questions.

Thursday, April 21, 2022

If the idea of meeting with an advisor makes you nervous, you’re not alone. Many people worry that they might be judged for their financial habits or lack of planning. Some are embarrassed by their debt. My advice? Find an advisor who...

Monday, January 24, 2022

While recent market movements aren’t a surprise, it’s still uncomfortable. With the state of the world as it is, we expect an impact on the financial markets. The fluctuations in 2021 resulted in some lows, but also some...

Tuesday, November 30, 2021

Tax planning is more than completing and filing your state and federal taxes. Year-end tax planning means going over potential tax deductions that you may have missed during the year while there's still time.

Thursday, October 14, 2021

Social Security and Supplemental Security Income (SSI) benefits for approximately 70 million Americans will increase 5.9 percent in 2022, the Social Security Administration announced today. The 5.9 percent cost-of-living adjustment...

Friday, September 24, 2021

It’s time for your life insurance checkup. If you don’t have any life insurance, you’re not alone. Life insurance is one of those “someday” things for many people, but the cheapest time to buy it is...

Monday, July 26, 2021

Hacking occurs when your personal information is compromised and used to commit fraud online. It’s becoming more prevalent and the “bad actors” are getting craftier about getting around ordinary security systems....

Tuesday, May 25, 2021

Making the maximum contributions to your retirement accounts allows you to save as much as you can before you get to retirement age. The sooner you begin saving, the sooner you can retire. The years fly by before you know it.

Wednesday, April 21, 2021

Social security rules can seem as confusing and overwhelming as the tax code, but you don't have to navigate it alone. There are some basic concepts that can get us started. Your Social Security benefit amount is based on your work...

Wednesday, March 24, 2021

I've rarely met a woman who hasn't worried that her money will run out in retirement. It's a valid concern and one, as a financial advisor, that I help my clients address. Women have an even greater need than men to begin saving as...

Wednesday, February 17, 2021

We're in the thick of tax season! While you might prefer beach season or snuggle up with a good book season, taxes are likely on your to-do list. There are a few things to keep in mind. More people than ever are working from home...

Tuesday, January 26, 2021

It can be hard to know which documents to keep and which ones to toss out. Should you hang onto every bank statement or grocery store receipt? The paper piles, I mean files, can get overwhelming... Here’s a suggested timeline...

Tuesday, January 19, 2021

No one wants to think about what happens when they're gone. It's natural to push it aside. Yet, 2020 has given us a vivid, stark window into the "life can change on a dime" perspective. If you were to pass away or become incapacitated...