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5 Tips to Find Balance as a Caregiver

5 Tips to Find Balance as a Caregiver

April 04, 2025

Unpaid caregivers form the backbone of our long-term care system of services and supports, with much of that burden falling on women in or nearing retirement. According to the U.S. Department of Labor, women aged 55 or older account for more than one-third of all people providing unpaid eldercare, and one-fourth of those providing any form of unpaid adult care. They also account for about eight percent of people providing unpaid childcare.1

Whether you’re caring for a spouse, parent, or child, caregiving can take a toll on your health and well-being. Yet, caregivers often place their own needs last, putting them at increased risk of stress, burnout, depression, and loneliness due to isolation. That can have a detrimental effect on caregivers as well as the loved ones they care for on a regular basis. To help caregivers find much needed balance, the Caregiver Action Network recommends the following:2

  1. Seek supportby connecting with others in similar situations. Share experiences with fellow caregivers through online communities and support groups, which provide emotional relief and practical tips for managing caregiving challenges.
  2. Accept help when offered. Delegate responsibilities to ease your workload and reduce stress. Make a list of specific tasks or errands that others can assist with so you’re ready when offers of assistance come your way.
  3. Take respite breaks. Caregiving can be overwhelming and lead to depression and stress-related illnesses. Take regular breaks to help prevent burnout and give you time to recharge.
  4. Make sure that all legal documents are current, including healthcare and durable powers of attorney, living wills, and other estate planning documents. Reviewing these documents will help to ensure you’re prepared, especially in the event of a loved one’s incapacity.
  5. Give yourself credit. Recognize the hard work and dedication you put into caregiving and take time to appreciate your positive impact on your loved one’s life. You are making an important difference. 

1)Livingston, Gretchen, “Older Women and Unpaid Caregiving in the U.S.”  Dol.gov, NOV 2023, https://www.dol.gov/sites/dolgov/files/WB/WBIssueBrief-OlderWomenAndUnpaidCaregiving.pdf.
2)“10 Tips for Family Caregivers.” Caregiveraction.org,  https://www.caregiveraction.org/10-tips-family-caregivers/. Accessed 28 FEB 2025.

This information was written by Kris Kennedy in conjunction with KRW Creative Concepts, a non-affiliate of the broker-dealer.

This communication is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera firms nor any of its representatives may give legal or tax advice.